Kinney Chaos

Cruising with Chaos

You are here: Home / Archives for setting goals

setting goals

The 5 Best Budget App (s) to Make Your Life Easier

By 1 Comment

There are many apps available to us, so it doesn’t surprise me to see so many budget apps out there. Most budget apps track spending and expenses. Some of the more sophisticated apps allow for you to set a budget in addition to monitoring those expenses.  Here are our recommendations for the five best budget apps that will help make your life easier. The best part is that all of these apps are FREE! Best Budget App

Mint

Mint is a free money management tool that allows you to track spending and expenses all at once. The current version features Mintsights which can show you money-saving insights based on your financial information.  This app also features the ability to track your credit score and keep track of your bills. Altogether a pretty easy app to use.

best budget app

GoodBudget

GoodBudget is an excellent choice for a personal budget app that based on the Envelope Budget System. This app can help you with budgets and many aspects of money management. It’s easy to sync allowing you and others to share data – such as a spouse. There are some interesting built-in reports to help you analyze your spending as well.

best budget app

Clarity Money

This app is all about helping you make smarter more educated decisions on your money. Helping you track your spending and expenses as well as your credit score and monitoring your accounts. Other cool features include finding monthly subscriptions and tracking by category.

best budget app www.kinneychaos.com

Spending Tracker

Spending Tracker is an easy to use app that allows you to track spending and expenses. Easy to navigate time periods, picking between weekly, monthly or yearly views. There is a budget mode allowing you to set budget amounts and carryover balances to the next period.

best budget app

YNAB – Best Budget App

YNAB (You Need A Budget) is probably my favorite of all the apps I downloaded. Tons of features including syncing to your bank accounts with real-time access to your information. Tools to help you pay down debt including goal tracking. Some fun and pretty detailed reporting options that help you measure your progress.

 

Which app is best for you depends on your preferences. I liked Mint’s simplicity and the options in YNAB, but in all honesty, I could use any of these and feel like a rockstar. Budgeting and understanding your money is the key to financial freedom! Get yours today, also check out 15 Tips on How to Save Money to help you get started on your financial journey!

Positivity: How it can change your life!

By 3 Comments

Have you ever had a moment of clarity? Something that happens that reveals something to your very soul that you knew and yet could never find a way to articulate? I had one of those moments this week. You see, this past week I’ve spent a ton of time talking to people both in person and on conference calls. During one of these conference calls, I had an epiphany. Now keep in mind this was at about 1 Am after not getting any real sleep for a couple of days straight. So I wasn’t sure at first if I was delirious or if I indeed had found one of those clarifying moments.

Moment of Clarity

So during this call, I was surfing the local news and came across an article about addiction. The article itself was nothing earth-shattering, but I realized something important. We have a horrible addiction running rampant through our lives. So what is this addiction? This atrocious habit is the need to tell and talk to anyone who will listen; all about our problems. It’s like we are drawn to the negative things all around us. The positives in the day seem to be too hard to find.

Positivity

So how do we get past this horrible condition? We start to focus on the positives all around us. I know some of you reading are probably thinking I have nothing positive in my life. That is such a horrible thing to say to yourself. Find something, anything that makes getting up each day bearable.

If you literally can not think of a single thing, then you need to seek medical attention. For those of you at that point in your life, please seek out the National Suicide Prevention Lifeline at 1-800-273-8255.

Benefits of Positive Thinking

Why thing positive? Positivity has so many benefits, such as helping you to be kinder. In my opinion, the most significant advantage is that you will find yourself happier and more productive. Having a positive mindset can cascade into benefits at home, work, relationships, and in seeing and appreciating your self worth. Positivity will allow you to have greater resiliency when things change and help you achieve success. I believe this is why Vision boards are so powerful.

How to Break the Habit

  • The first Key to breaking a bad habit is going through some Self Reflection on what is causing the habit.
  • Next decide that you are no longer going to let your had habit get in the way, and convince yourself that you want to change. I can’t change this for you; you MUST decide this for yourself.
  • Set some goals. If you haven’t yet grabbed my FREE ebook: Beyond Chaos – A guide to setting goals you can stick to! Right now would be a great time to do that.
  • Make sure you stay on track. Something that can help with this is using a Daily Reflection sheet to keep track of what is going on and making sure you recognize if you don’t see the positivity all around you.
  • Tell someone what you are doing even if that means you contact me. It’s important that someone knows and helps to hold you accountable.

Having a positive attitude doesn’t automatically guarantee that you will find success. Additionally, nothing provides instant success, you have to work towards it. However, having a negative attitude, focusing on all the problems, and concentrating effort into negativity almost always guarantees failure.