Money Saving Tips

Kwik Trip Specials to Save You Money

November 13, 2019 By Joni Kinney Leave a Comment

Kwik trip runs some of the best deals. This convenience/grocery/gas station has a lot to offer busy families. You can get everything from hot food, gas, to everyday groceries making it a convenient solution for fast shopping. I especially love the Kwik trip specials to save money.

There are many Kwik Trip specials that will help you save money. Check out our favorites! Everything from fuel, groceries, and instore food. — Take Advantage of all the great deals!

Kwik Trip Locations

This convenience store is mostly located in the midwest and covers Wisconsin, Iowa, and Minnesota. If you want to know if there is a store near you use their Kwik Store Location services. They cater to families, those in a hurry, and semi drivers at many of their locations.

Kwik Trip Specials

I especially love the savings deals they offer. There is always something new to try and they offer common foods at super reasonable prices.

Daily Deals

The daily deals change each day and are always super awesome. Some examples of things you may find include bars for $1, $1 sandwiches, or $4.99 whole pizzas. This is just a sample, I’ve seen so many great products offered as a daily deal. My all-time favorite is the $1 Karuba Gold coffee drinks that are a Monday Daily Deal every week.

Want to know what is coming up as a Daily Deal? Check out their listings! What is your favorite item to get on special?

Special Promos and Fuel

Kwik Trip specials are not limited to daily deals. They have special promos as well which include items like 99 cent pork filets, or 29 cents per pound bananas. To see the current special promos check out their site!

Every month Kwik Trip offers promotional items you can purchase to earn credits towards fuel. To check out what fuel savings they have right now check out the Fuel Discounts page.

Don’t forget to register and save even more using their Kwik Rewards cards. Learn how we use our Kwik Rewards to help us save money on airline tickets and earn miles. This helps our family vacation more often.

Conclusion

If you aren’t already taking advantage of the great offers Kwik trip has you really need to consider it. Stack rewards, supplement your groceries, and pick up your fuel. All of these combined make Kwik Trip one of the most valuable stores in the state.

Walmart Grocery Pickup Review

October 13, 2019 By Joni Kinney Leave a Comment

If you are like me, you are always trying to find ways to save money and save time. Having a family, working, and activities keep us all busy. You can save money using grocery pick up. Read my Walmart Grocery Pickup Review and see if this will work for you!

What is Grocery Pickup?

Want to save time and money? Of course, you do! Read our Walmart grocery pickup review. — Learn how you can save time and money!

Walmart grocery pick up is a way for you to save money and time by placing your order through an app. Once you place an order someone will shop for you picking out all your items. You then simply show up and pickup your order.

How To Use It!

Visit Grocery.Walmart.com
Select your items by browsing and adding them to your cart. You must pick $30 or more worth of items to use Walmart Grocery Pick Up
Once you have made all your selections “Check Out”
From the check out options you will schedule your pick up time and location. Double check to ensure you are going to the right place!
When your order is ready for pick up you will get an email. Sign back into the app or click on the link in the email to tell them you are on your way.
Once you arrive look for the signs that point you to the pick up stalls
A nice Walmart employee will meet you with all your selections.
Look over your meat and produce and they will load everything into your vehicle.
Sign that you picked up your selections and you are on your way.

No running through the store, battling crowds, or searching for misc. items. They will bring you everything you requested, let you know about any substitutions, and sometimes you even get goodie bags!

Extra Benefits

There are other added benefits of Grocery pick up, I will cover a couple here in my Walmart Grocery Pickup review so you know what to expect. Additionally, you should read our extra tips on how to save money on your groceries.

Use the Walmart Grocery App. This makes planning super easy. You can scan household items and groceries as you use them and add them to your cart. This is super handy for when you grab the last toothpaste and don’t want to forget to order it again.

Refer a friend and earn even more money. For every person who uses your link, you get $10 off a future purchase and they get $10 off their first order. Perfect for your friends or if this is new to your area.

Comment below and tell me if you use grocery pick up and if you find it saves time and money.

5 Frugal Steps to Save Money on Clothes

February 19, 2019 By Joni Kinney Leave a Comment

Clothing is a necessity, but you don’t have to spend a lot to look good. Most people I know who have children have found ways or try to find ways to save money on clothes. Here are some of my favorite tips that everyone can use to help make this an area budget friendly.

If you need help saving money in other areas of your budget check out this article on 5 useful ways to save money on utilities.

Use resale shops to make purchases

Thrift shops or resale shops are great places to pick up bargains. Many people take things to these stores so that they can get credit. These credits can often be used to purchase items from the store or can be turned into cash. Every store has its own policies, but this makes thrift stores great places to pick up new wardrobe pieces.

Additionally, because their items are continually turning over, you can check several times a week and may have many things to choose from. Check for sales or when they run specials. Many thrift stores will run monthly or weekend specials that will help you save even more.

Sell older items

If you have clothes you are no longer wearing, sell them. This is a great way to save money on clothes because you can then use the money you earn to purchase new items. Using the money from your older clothing items helps ensure you continuously have a friendly clothing budget.

One of the best ways to clean out your clothing is to follow the Marie Kondo Cleaning method. She will teach you how to decide what you need to keep, as well as how to organize your items.

Buy items on clearance

When you do have to purchase something new find the clearance racks. Many people shop the clearance racks to get great deals and help you save money on clothing. Don’t forget the online clearance sections of your favorite stores too. Just because you are not in a physical store doesn’t mean you can’t find great deals.

Staple Pieces

Basic tank tops, athletic wear and basic pants do not need to be a designer. No one is going to notice if your tank top you see about two inches of is from Target. Use in-store specials and sales to maximize savings on these staple pieces.

If you are really looking to save money on clothes, skip the fancy athletic wear all together. Your work out clothes do not need to be fancy, just get what means your minimum needs. For many people that is shorts and a decent fitting tank top.

Make a list

Treat clothes shopping like you would any other shopping adventure. Start with an agenda. What are the basics you need to purchase? You may find an awesome pair of jeans, but if you already have 30 pairs at home, you are not wearing, skip that item and purchase what you need.

You are not saving money on clothes just because you bought something on sale. Like my husband always tells me we aren’t saving money by buying things we don’t need.

If you enjoyed this article come on over and like our business page to see when we post new articles!

Fabulous ideas for Valentine’s Day – A Gift Guide

January 27, 2019 By Joni Kinney 2 Comments

Are you trying to figure out that perfect gift for your loved one? Do you want to make sure that Valentine’s Day is special? Here are some gift guide ideas for Valentine’s Day.

If you are looking for that perfect activity to do for a date night then you need to read 10 Valentine’s Date Ideas that are Simple and Easy.

Gift ideas for Valentine’s Day

For the fashion diva in your life get her a fantastic pair of leggings with built-in support! Or one of the other clothing options! Spanx features cute apparel items ranging from shapewear to swim; they even have a men’s line.

Since there are many great ideas, we recommend you check out Top 5 Best Selling Leggings! Spanx has a wide range of products for the woman in your life.

One of my favorite places to shop for gifts is Mixbook. They have a wide range of items that can be customized. From canvas prints to Custom Photo Books at Mixbook you are almost guaranteed to find some ideas for Valentine’s day here!

Recently we visited Oahu, Hawaii and one of the things I discovered was the amazing coffee on the islands. Coffee is one of my absolute must-haves to start my day. For the coffee lover in your life, this is a great idea for Valentine’s day.

Last but not least for the entrepreneur in your life! Whether that is Direct Sales, at home business or just someone who wants to gain some extra Social Media skills. Then you must help them by purchasing one of the courses from The Socialite Suite or The Purple Teacup.

We hope you have enjoyed the ideas for Valentine’s Day that we have put together for you. Feel free to comment if you have other great ideas for those deserving a gift for Valentines.

Be Successful with 12 Ways to Make Budgeting Easy

December 26, 2018 By Joni Kinney Leave a Comment

To many people just saying the word Budget makes them cringe. It’s like Budget is like an offensive word, and it reminds me of cleaning. You know you need to do it, you probably have a general sense of even how to do it, yet you don’t want to. In this article, we are going to break down how you can make budgeting easy.

There are many advantages to budgeting. If you want to learn more about some of those pros check out our article 5 budget advantages to make you successful. To try and help make things easier for you we’ve created some FREE resources just for you! We really hope you enjoy our Free Budget and Expense Tracking printables.

How to make budgeting easy

Consistency – This is probably the most important tip I can give you. However, being consistent will help you stick to your budget. As soon as you start to make excuses, you will give up on yourself. Don’t do that!
Use an App – We put together an article about five apps that you can download to help you with your budget. Which one do you think would help you the most?
Track Categories – I found that if I tracked every dollar I spent, I drove myself crazy. So instead I gave myself a category for misc items such as that random candy bar I needed at work. This way I could put money into that category without having to write down every cent used. However, some categories you need to track every line item. Use what works for you!
Forgive yourself – You are going to make mistakes. Additionally, you are going to forget to write down something. However, don’t beat yourself up, correct it and move on.
Be accountable – Some people will not follow through if they are the only ones who know what they are doing. Tell someone, make them ask you how you are doing. It’s harder to quit if someone is asking you about your progress.
Understand your goal – If you haven’t picked out a reason for budgeting, you should do that now. If you take our Monthly Budget Blastoff course, you will get some great tips on how to set financial goals.
Do what works for you – Just because a plan works for someone else doesn’t mean it’s right for you. Read and research, but ultimately you have to determine how to make your budget yours.
Gets others on board – Parents, kids, significant others can dramatically impact your success. However, those who can influence you should be on board with your plan, or at least supportive of what you are doing.
Reward yourself – As you achieve success with your budget find a small reward you can enjoy. In other words, your reward might be an afternoon alone. It’s way more motivating to work towards something that has some reward. Ask yourself, what is rewarding to you? How can you make that fit into your budget goals?
Do NOT give up – We all get frustrated. We all want to give up. We are all cheering for you to not be like those who fail. Start and finish your budget each month, celebrate milestones, and don’t give up.
Schedule Time – Everyday you need to schedule a time to update your budget. Either pay bills, update what you spent or plan out our next budget. No matter what you do, get in the habit of investing some time each day to your budget.
Be Productive – Being busy and being productive are not the same. Above all, don’t over think things. Don’t get wrapped up in making your spreadsheet pretty or your budget perfect looking. Just get it down on paper so you can adjust, learn and fulfill your goals.

Monthly Budget Blastoff

As mentioned earlier in the article we have a course we call our Monthly Budget Blastoff that can help you with your budget needs. This course is great for helping you determine how to make budgeting easy, helping you set goals, and you can then figure out the basics of budgets. Additionally, you get a free budget spreadsheet! Check it out now!

5 Financial Rules for Teaching Kids about Money

December 6, 2018 By Joni Kinney 2 Comments

As a parent, there are many things we try to teach our kids. Being financially responsible has got to be one of them. In the current world we live in there are too many teenager and those in their early 20’s who are floundering on financial topics. One of the greatest responsibilities you have is to teaching kids about money.

Young children seem to think that money just appears. This is mostly due to their innocence and lack of understanding. Middle school aged kids are starting to grasp the concepts but still sometimes struggle with delayed gratification. High school aged children typically have the knowledge but sometimes lack the ability to understand broader money concepts. All this can sometimes be overwhelming as a parent when you want to teach your kids about money.

Here are 5 Financial Rules you can use when teaching kids about money.

Needs Vs Wants
Money isn’t FREE
Earn Before you Spend
Allow Kids to Make Mistakes
Teach them to budget

Needs Vs. Wants

As a parent this is a constant battle. When you are talking about money it’s your job to make sure you children know the difference. Wanting something because it looks good is not the same as needing food to eat.

Make sure when you are teaching kids about money, you stress the importance of needs, and telling them wants can wait.

Money isn’t FREE

Money is associated with work. If you don’t work, you can’t have money. That doesn’t mean your kids should always be rewarded with money, however, you can ensure they work towards their goals.

Setting up age appropriate chores they get paid for or ensuring they get an allowance after having a well behaved week helps teach your kids the value of money.

Earn Before you Spend

Teaching kids they can purchase something and then earn money sets them up for a life of borrowing. This is troublesoe, so instead make sure you are teaching your kids about money and earning it prior to spending.

Allow Kids to Make Mistakes

Everyone makes mistakes. We are not immune to this, neither are our children. Make sure you let them make mistakes and make them into opportunities they can learn from.

Teach them to Budget

Financial understanding is so important and a budget is a big part of this. Letting your children be in charge of what they are getting for money and where it is spent is so important.

This makes them invested in finding ways to earn more when something is important to them. Most significantly it makes them accountable for purchasing the items they want.

Teaching Kids about Money

Teaching your children about money isn’t easy and it’s not going to happen overnight. But with persistence, ground rules and smart strategies you can help set your children up for success.